Protecting Your Business Is a Serious Matter. We Can Help.
Business owners have specialized needs when it comes to insurance. At McLain Insurance Agency, we’ll take a look at your company and its assets, then recommend a plan to make sure everything’s protected. Depending on your circumstances, our agents may recommend one or more types of coverage such as liability insurance, commercial insurance, business insurance, or workers’ compensation insurance.
General Liability Insurance
General liability insurance protects your business against legal claims involving personal injury, bodily harm, property damage, or other issues. Without this coverage, an injured party could sue your company for a large sum of money. If you were required to pay it, it could affect the overall stability of your business—or cause you to shut down altogether. Protect yourself and your employees from the unknown with this type of policy.
Commercial insurance goes a step further in protecting your business. These policies protect your property should it be damaged by weather (including hail, wind, ice, and lightning), fire, vandalism, and other threats. In addition to the structure, commercial insurance can also cover the repair or replacement costs for your inventory, furniture, electronics, and other equipment. Talk to us to find the right policy for your business’s needs.
Business liability insurance covers any damage suffered by people who interact with your company. This includes customers, employees, vendors, suppliers, and other partners. McLain Insurance Agency will help you determine the best way to protect both your assets and the people who keep your business running.
Workers’ Compensation Insurance
Workers’ compensation insurance protects your employees in the event that they’re hurt on the job. If your South Carolina business employs four or more full- or part-time staff, you’re required by law to provide workers’ comp coverage. There are many situations where there may be exceptions. Our agents will help you determine if you must provide coverage and if so, help you find the best possible policy.